How much can I afford?
But I don’t have 20% down! That’s OK! The great news is that we now have lender programs that don’t require a 20% down payment. In fact, there are programs today that will let you buy your own place for as little as 5% down. If you are tired of getting gouged by insane rental fees, thinking about buying a larger home, or perhaps you are considering downsizing to something that’s easier to maintain, let’s talk. We will personally introduce you to our preferred lender partner who is a reputable mortgage company – Not some fly-by-night lender.
Lender quality is paramount! Competition is fierce! For buyers in Orange County, the quality of the lender and the quality of the pre-approval is a critical factor in having a competitive offer package. If the listing agent doesn’t have confidence in your lender, your offer will float to the bottom of the pile.