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Mortgage Info

How much can I afford?

But I don’t have 20% down!  That’s OK!  The great news is that we now have lender programs that don’t require a 20% down payment.  In fact, there are programs today that will let you buy your own place for as little as 5% down.  If you are tired of getting gouged by insane rental fees, thinking about buying a larger home, or perhaps you are considering downsizing to something that’s easier to maintain, let’s talk.  We will personally introduce you to our preferred lender partner who is a reputable mortgage company – Not some fly-by-night lender.

Matt’s Tip:

Lender quality is paramount!  Competition is fierce!  For buyers in Orange County, the quality of the lender and the quality of the pre-approval is a critical factor in having a competitive offer package.  If the listing agent doesn’t have confidence in your lender, your offer will float to the bottom of the pile.


Matt Whitcomb